If you are a member as of 12/2/2025, you can apply for a Health Plan starting 1/1/2026. First available coverage will take effect starting 2/1/2026.

There is no open enrollment period for Missouri Farm Bureau Health Plans. A Missouri Farm Bureau member is eligible to apply at any time throughout the year starting 1/1/2026. A member who applies for a Missouri Farm Bureau Health Plan may be offered coverage after they have been a member for at least 30 days.

No, a membership is not required to receive a quote or speak to a representative to learn more about our plans. To receive a quote, you can contact a local Missouri Farm Bureau Insurance agent or click here.

Yes, membership is required prior to applying for coverage. You must be a member for at least 30 days before a traditional health plan can be issued.

Applications take 30 minutes to an hour to complete. If medical records are required, you will need to contact your health care provider and email, fax or mail the medical records to Missouri Farm Bureau Health Plans. Once that information is provided to Missouri Farm Bureau Health Plans, the typical turn around for a decision is 7-10 business days.

No. Once you have completed the underwriting requirements, paid the initial invoice and subsequent premium payments, you cannot lose coverage due to a new medical issue. Plans can only be terminated if a premium is not paid, a member requests cancellation, membership with Missouri Farm Bureau is not renewed, or misrepresentation is used during the application process.

An Missouri Farm Bureau membership is required to maintain your health plan. Members who do not renew their membership will not be eligible to continue with their traditional health plan or dental-vision plan.

Members who receive their acceptance letter can make a payment online by visiting the Pay Premium page on the Missouri Farm Bureau Health Plans website, calling the automated number at 1-833-468-4252 for traditional and dental-vision plans, or mailing payment to Missouri Farm Bureau Health Plans at P.O. Box 1424, Columbia, TN 38402-1424.

To enact coverage, an initial, manual payment by a member must be made. All future monthly premium payments are automatically drafted on the first of the month for traditional and stand-alone dental-vision plans.

Missouri Farm Bureau Health Plans utilizes the extensive UnitedHealth Care Choice Plus network for hospitals and doctors. You can verify your provider by visiting www.mofbhealthplans.com/find-a-provider, or by calling 1-833-468-4252, as well as during the application process.

A benefit exclusion rider means a member cannot receive benefits for a specific illness or condition for the lifetime of the benefit exclusion. A pre-existing waiting period means a member cannot receive benefits during the first six or 12 months of coverage for any condition where symptoms existed prior to the effective date of coverage.

Members can easily perform most endorsements themselves by visiting our Forms & Resources page, selecting and filling out the appropriate form, and providing it to the designated email or fax on the form. Members also may call the Health Plans representatives at 1-833-468-4252 or email them at memberexperience@fbhpservices.com.

To pay your initial invoice, follow the steps outlined in this document.

Medical records are needed for those over 40 and under 25 months, and the member is responsible for obtaining them and any associated cost.

For more information, call
1-833-468-4252

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